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Great Service - Better than Expected
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They offered and unsecured loan at a reasonable interest rate which is very hard to find these days. My rate is 10% with a 7-year term - no prepayment or other and no collateral required. I've had the loan for just over a year.
Read your paperwork - understand the offer.
They only work with professionals - medical - engineering - etc. The loan is commercial and so WILL NOT appear on your personal credit report. My credit score was instantly increased.
They do ask for life insurance as collateral - which seems reasonable for a LOW RATE unsecured loan. You can assign your life insurance or purchase through them - your choice.
Overall, I am beyond pleased. The rate and term offered by BHG is far better than any other option that was available to me.
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